Convenient Locations

Virginia Beach Location (757)340-4070
3623 Virginia Beach Blvd.,
Virginia Beach, VA 23452
(building - 3615)
Directions >>

Newport News Location (757)599-9099
739 Thimble Shoals Boulevard,
Suite 704,
Newport News, VA 23606
(entrance is off of Diligence Drive.)
Directions >>

Bankruptcy - FREE Evaluation with an Attorney - The Merna Law Group, P.C.

CHAPTER 13

Automatic Stay:  

Chapter 13 allows a “wage earner” or working individual to set up a court-supervised plan to repay debt.  Most commonly used to halt a foreclosure and repay missed mortgage payments while also restructuring other debt, Chapter 13 is a powerful tool in helping financially distressed individual keep their home and recover from financial setbacks.  The Chapter 13 plan also has the ability to extend the time of repayment of debt and is general structured over a three to five year period.